I wanted to suggest to you to look into the tanker divisions. Screw OTR Haz-Mat. It's PITA. Pay/rates is/are great. Like what you, are doing, they absorb the IFTA, baseplate, pay fuel surcharges, bobtail, liability & cargo insurances. Home every day/night and multiple other things. I THINK, don't quote me, settlement is 72%. Might not hurt you to look into it. You have Penn Tank Lines in Chester Springs and Kenan out of Chapel Hill, N.C. The guys here are happy as hell working for them. Other than RGN, I would do anything else.