In ended up keeping my Occupational through Schneider for now. Price was about the same either way, I was in a hurry, and Schneider's requirements seemed a bit anal. I will still probably get it switched pretty soon.
As for the bobtail and physical damage insurance, dealing with OOIDA is pretty pleasant. They had me insured within minutes, without a life history of questions. Easy to pay online, which is a must for me.
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