Owner Operator Truck Insurance Question


New Member
Hey everyone,
just bought a new truck and I am completely lost on what insurance to get. Some insurance companies say they can give me lower premiums, others say they can use my telematics data to make me safer on the road, others say they have the most comprehensive coverage, and others say they can do quicker than average claims driven by data where I don't have to call anyone on the phone. Was wondering if y'all could let me know where y'all get your information on truck insurance and let me know which of these factors/features I should value the most or if there is something else I should be looking for?


Professional Pot-Stirrer
You need general liability, bobtail insurance and cargo insurance.

You need to look for the best deal you can get... the lowest premium. Ask for a quote on those coverages in the area you want to operate in.

Other coverage you might want could include towing coverage, wreck clean up, covering reefer failures if you're going to do temperature controlled.

Where you live will affect the price considerably - if you're in a no fault state - move.