What are you doing about Health Insurance?

[NAIT]

Just to be clear - NAIT does not sell Health Insurance - We are working to partner with a provider who can offer coverage to our OO and IC members and are seeking input from the community.

I'm working several angles to provide Health Insurance Options to US Based Owner/Operators and ICs. The individual marketplace is very confusing, and usually very expensive. How are most of you obtaining Health Insurance, or are you going without?

What would you like to see offered - realistically? What are your biggest frustrations? Any success stories?

 

[Ontario Outlaw]

Other than my “free” healthcare plan, I’m about $150 a month for additional coverage through a third party.

 

[NAIT]

What is your "free" plan? Is that Obamacare with subsidies? Is the $150/month for critical illness, life, disability, etc?

 

[Ontario Outlaw]

What is your "free" plan? Is that Obamacare with subsidies? Is the $150/month for critical illness, life, disability, etc?

OHIP
Ontario’s health insurance

The $150 a month is illness and disability, a substitute for workers comp. Life insurance is seperate, about $20 a month

I’m pretty sure that even covers me south of the border if something happens. But maybe I should double check that

 

[NAIT]

Ahh - I completely missed that you were the "Ontario Outlaw"! That's the city in Canada, and not the Los Angeles suburb where I spent all those nights at the 76 Truckstop years ago!!

Our programs would all be US based at this point - but you should double check to make sure you're covered south of the border!

 

[Ontario Outlaw]

Ahh - I completely missed that you were the "Ontario Outlaw"! That's the city in Canada


You should double check to make sure you're covered south of the border!

Ummmm Ontario is a province, not a city

 

[NAIT]

I need to hire a proofreader! Sorry about that!

 

[Electric Chicken]

Reminds me of a car salesman trying to relate by talking about stuff they have no idea about.

"Oh man you're into baseball too? I love the Dallas Cowboys!"

 

[mndriver]

Reminds me of a car salesman trying to relate by talking about stuff they have no idea about.

"Oh man you're into baseball too? I love the Dallas Cowboys!"

Common tactic for salesman. Proven to increase acceptance by people. Increase likelihood of a sale.

 

[NAIT]

No tactics here - just didn't pay close enough attention. I'm only trying to figure out the US health insurance system - not ready to go international just yet.

 

[Electric Chicken]

Common tactic for salesman. Proven to increase acceptance by people. Increase likelihood of a sale.

Yeah I know. Doesn't work on me. I'm not stupid. No salesman can get me to buy something I don't want.

 

[Rigjockey]

I got it made in the shade. In addition to my free health care my company pays 100% of my premium. Zero cost to me.

Insurance pays 100% of the the co-pay and dispensing fees. Zero cost to me.

Damn! Union workers are jealous of my benefits and no union dues. Zero cost to me.

 

[Mike]

I need to hire a proofreader! Sorry about that!

Don't worry, nobody else knows what it is either. I think the whole concept of The Canada is fiction. Probably just people living up in Michigan, pretending to be from another country.

 

[Rigjockey]

Don't worry, nobody else knows what it is either. I think the whole concept of The Canada is fiction. Probably just people living up in Michigan, pretending to be from another country.

It's actually Minnesota. you can tell by the accent.

 

[Ontario Outlaw]

It's actually Minnesota. you can tell by the accent.

Should Minnesota give land to Canada?

There actually is part of Minnesota in Canada by mistake....

 

[Rigjockey]

Should Minnesota give land to Canada?

There actually is part of Minnesota in Canada by mistake....

Keep it! how much more land do we need for a population of 38 mill?

 

[Electric Chicken]

Keep it! how much more land do we need for a population of 38 mill?

Yah especially when you still have Nunavut available for suburban sprawl. The HOAs can go there.

 

[tommyh]

my medicare starts 11-1-19

 

[Sinister]

Since it’s still like 1993 in Canada and The U.P. You’re probably right.

I mooch off my wife’s health insurance.

15 years ago as a teachers aide the insurance was dynamite. School districts used to have to most awesome insurance aside from state and municipal workers.

Then it got less and less great.

Now that she’s a full blown teacher, it’s still not as good as it used to be.

AND, every year we have to closely examine each plan when it used to be a slam dunk decision.

In an industry with 30 year smokers, rampant obesity, and health problems galore...we have to compare in detail...

With school districts.

Nothing is what it used to be.

 

[(((ME)))]

I signed up for Medicare eight years ago.....pay the premuin.....never have used it once yet. Plus it only pays 80 percent should I need to use it.