What?
You mean you didn't kick them to the curb a long time ago?
Geeeez, That doesn't sound like you.
I shouldn't tease you though. My mom, unbelievably, still banks there.
Just picture me on a rant about greedy corporations - then add steroids - that's my mom.lol
After 13 years of not setting foot in a bank, I finally submitted when a job i took required direct deposit.
I don't think it was BAC, but it might have been, cuz they were close by.
Anyway, when it came time to buy a car for my wife, I looked around and found a killer deal on a Jeep Cherokee, which is the perfect vehicle for the NC mountains (we hadn't moved here yet).
I think I paid about $6,000. It was 4 years old with low miles and everything but 4wd, worth about $8,000.
Seems like we had about $10,000 in the bank but i didn't want to shell it all out, and besides, I thought it was a good opportunity to get a good credit rating.
My plan was to borrow about $3,000, pay cash for the rest and payments for a year or so and pay it off early.
I flipped out when they said "No".
I pointed out that besides holding title to a vehicle worth 3 times what the loan was for, I had the total value in their bank they also use as collateral.
They said, "It doesn't work that way. It doesn't matter how much money you have in the bank."
As you might imagine, I proceeded to show them EXACTLY how it works.
I think it was then that I went to BAC and got told the same thing.
I already put a small deposit on it (Sunday or Saturday) and told the guy I'd be back with the rest.
I did.
And the banks haven't seen much of my money in their accounts ever since.
LOL
Well, I'm the OTHER shoe to that pair.
The reason the shoe is just sitting there is because the shoebox is.........well.........being used somewhere else!
