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Okay, shower and sleepy time. The alarm bothers me early.

Please don't!

TMI

Izzat the problem?

Wait until you get old and shrink too! I've lost an inch and a half and not where it counts.

Okay, I'm out of this conversation. I'm not here to make enemy's. I'm not educated enough in another's country charters to make a valid argument.

For now. Give the Libs an inch and it will be gone in no time.

C'mon, RJ. You are more intelligent than that. One at a time, we are all losing our freedoms.

That is not a valid argument. That is a cowards way out from a debate.

Now...about Birchy's credit score... :)

Not true. If it were, he wouldn't still be in control. There would have been a vote of no confidence a long time ago. Canadians love this guy. Canada just has a few more Liberal gimme-gimme's than conservatives. Americans aren't FAR superior to the rest of the world. At one time maybe, but...

Follow the bouncing ball, RJ. It really is happening, one load at a time. Canadians just don't have a say in it like Americans do. Bookmark this thread so that in about 1-3 years time, you can come back to it. Sorry, it's the truth! Weed is a lot different from weapons ownership/ trading/selling.

All of you are correct. Having no debt at all is detrimental to the cause. It actually decreases your score. It shows that you, a), pay cash for everything, therefore no verifiable income, or b), have no verifiable credit. Pay close attention to that score and make sure that when you need cash...

There are 3 credit reporting agencies. Each have their own way of determining your credit score, only to that company. There is also a Beacon score, which is a result of the 3 individual reporting agencies. This is the determining factor as to what your loan ceiling limit is and the interest...