this is entertaining he doesn't even know if he will like driving but yet he wants to run out and buy something that will cost him more than a houseProbably not.
Because you're a teenager with no CDL.
Seriously though, I don't see a bank taking on the risk of giving a business loan to someone who has no way to demonstrate they're likely to succeed. Maybe when you're older & have some established credit & some trucking and/or business experience.
The big fleets wouldn't be able to sucker so many people into fleece deals if it were easy for rookies to get a bank loan.
. I can just see that now that would be a WTF moment
. also some financing companies want upto 6 yrs otr exp before they would even consider financing someone
. as far insurance goes as skakeboard said before progressive will give you a chance and I know that AIS will insure everyone to but don't be to shocked when the rate quotes are to the moon because you have no EXP because your just starting out
and if you have higher insurance rates. how do you expect to stay competitive
you would have to charge more than the other driver with a lower ins premium just to turn a profit. and goto school and take a business management course as well as many O'O's out here are or were business owners also. there's a lot of O/O's out here that's one step away from bankruptcy!!
You have trk driving on the brain more then most trk drivers do,lol.To me it's just another job.You have a goal which is good but you're only 14, go out and have fun with people your own age and when the time comes think hard and serious about all the questions you have asked before reaching any decision.For example this question,get experience like a good solid 2 yrs before buying a trk.
The first few yrs I was very proud with what I chose and thought of it as a carreer but now with all the stuff drivers are forced to put up with its nothing more then a job.
If that's the attitude you have, its time you thought about doing something else...
I took 2 yrs off from trucking because of my attitude about it.Im back in the field but on the construction side and liking it.The normal trucking like van and reefer,I may never go back to doing that.What I do now is awhole lot different then the trucking I did.I get paid hourly ,have a set working schedule don't work weekends,do'nt have to sit at a dock for hrs,ect ect.Come winter ill be taking it off and collecting unemployment.
It really depends on the type of trucking you do that can either make or break you.All I mainly did was van and reefer.Some like it but after yrs of doing it I hate it.I tried the tanker side and that's not for me either.Im glad I found a job I actually look forward to going to every day rather then dreading it and finding every excuse to call in or go home early.
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